Plan budgets
Chat through trip, home, couple, roommate, office, or event plans with cost breakdowns you can attach to a group.
AskYaar · PayYaar AI
AskYaar Plan, save, spend, and find deals.
Chat to plan budgets, check savings goals and leftover, add expenses, ask price questions, find offers and coupons, and start an India bill or recharge. PayYaar AI suggests — you confirm before an expense is saved.
Free to start · Android · iOS coming soon
What is AskYaar?
AskYaar is the PayYaar AI tab: plans, expenses, savings goals, price questions, offers, coupons, and India bill pay or recharge. It is not a booking site or a wallet. You confirm expenses, and bill payments go through licensed partners.
Add expenses
Log a spend from chat or turn a price suggestion into an expense after you confirm.
Ask prices
Ask what something typically costs, then save the amount you actually paid as an expense.
Goals and savings
Ask how your savings goals are tracking and what leftover you have this month after spend and goal set-aside. Progress is an estimate from income vs spending, not a bank balance.
Offers and coupons
Ask for offers or coupons that match recent spending, then open a deal or unlock a code with pcoin.
Bills and recharge
Start an electricity bill, mobile recharge, or DTH recharge from chat, then continue to pay in the app. Available for India.
Plan templates
When you ask for a budget plan, PayYaar AI shapes it for the group type you use.
Personal
Plan personal budgets, goals, and everyday spending you track alone.
Trip
Draft itineraries and trip budgets, then split hotels, meals, and rides fairly.
Home & Roommates
Organize household costs, rent shares, and recurring roommate expenses.
Couple
Plan dates, shared goals, and couple spending with a clear budget.
Office & Event
Outline team lunches, office supplies, or event budgets before money gets messy.
How it works
Ask in chat
Plan a trip, check a goal, add an expense, ask for offers or coupons, or say you want to pay electricity or recharge.
Review the reply
See a plan, an expense draft, matching offers or coupons, or a bill ready to pay.
Confirm and continue
Save expenses after you confirm. Attach a plan to a group, or continue to pay a bill or recharge, when you are ready.
AskYaar FAQ
What is AskYaar?
AskYaar is the PayYaar AI tab. It plans budgets, checks savings goals and leftover, adds expenses, answers price questions, finds offers and coupons, and can start an India bill or recharge. You review and confirm before an expense is saved. Paying a bill still goes through Pay Bills and licensed partners — AskYaar does not hold the money.
Can I add an expense from chat?
Yes. Say something like “Add ₹500 dinner” or ask a price question and tap Add to expense list when PayYaar AI suggests an amount. Nothing is saved until you confirm the group and amount.
Can AskYaar find offers, coupons, or start a bill?
Yes. Shortcuts include Best offers, Coupons, Pay electricity, Mobile recharge, and DTH recharge. AskYaar can show offers and coupons matched to recent spending, and prepare a bill or recharge so you can continue to pay. India bill pay and recharge are available for India users.
Which templates support AI planning?
Every group template: Personal, Trip, Home, Couple, Roommates, Office, and Event. Destination or place lookups may use Google Places; AI drafts use Google Gemini and are suggestions you confirm before saving.
Is AskYaar the same as a payment or booking?
No. AskYaar helps you organize plans, expenses, offers, and coupons inside PayYaar, and it can start an India bill or recharge. It does not book travel, process payments itself, or move money. Settlements use your own payment apps. India bill payments and recharges (where available) are completed in Pay Bills through licensed partners.
Try AskYaar
Download free on Android, open the AskYaar tab, and keep plans, expenses, offers, and bill pay in one chat.
Get it onGoogle Play
App StoreComing soon
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