PayYaar — AI expense tracker, bill split app & cashback rewards

PayYaar is a free smart expense app for personal budgets and group spending. Capture expenses with AI, share live balances, build AI plans for every group template, settle with UPI helpers, and earn partner cashback as in-app pcoin. Free to start on Android. iOS coming soon.

PayYaar is not a bank or wallet. It does not hold money or process UPI payments itself. Settlements open in your existing UPI app.

Features

• Personal expense tracker and group bill splitting
• AI smart capture (text, voice, receipt scan, shared text)
• AI Plan for Personal, Trip, Home, Couple, Roommates, Office, and Event groups
• UPI settlement helpers
• Partner offers, pcoin cashback, and coupons

Frequently asked questions

What is PayYaar?

PayYaar is a free smart expense tracker and bill split app for Android. It helps you track personal spending, split group expenses, build AI plans for every group template, settle with UPI helpers, and earn partner cashback as in-app pcoin.

Is PayYaar a payment app or wallet?

No. PayYaar is a bookkeeping and rewards discovery tool. It does not hold money, process UPI payments itself, or act as a bank.

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